Credit Risk Analyst Job Vacancy in Port Louis, Mauritius – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: HSBC Mauritius

Location: Port Louis, Mauritius

Experience: 3-5 years in credit risk analysis, preferably in banking

Education: Bachelor’s degree in Finance, Economics, or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: 800,000 – 1,200,000 SSP per annum

Vacancies:1

Company Overview

HSBC Mauritius is a leading international bank with a strong presence in the Indian Ocean region. As part of the global HSBC Group, the bank offers a comprehensive range of financial services, including retail banking, corporate banking, wealth management, and investment solutions. With a commitment to sustainable growth and community development, HSBC Mauritius has been recognized for its innovative digital platforms, robust risk management framework, and dedication to customer excellence. The bank actively supports Mauritius Jobs initiatives and contributes to the economic development of the island nation, making it an attractive employer for professionals seeking dynamic career opportunities in Mauritius.

Our corporate culture emphasizes integrity, collaboration, and continuous learning. Employees benefit from a diverse and inclusive workplace, competitive compensation, and opportunities to work on high‑impact projects that shape the future of banking in the region. HSBC Mauritius is proud to be a top choice for talent looking to advance their careers while contributing to the broader goals of financial stability and inclusive growth in Mauritius.

Job Overview

The Credit Risk Analyst will join the Credit Risk Management department to support the bank’s lending activities across retail and corporate segments. This role involves assessing creditworthiness, analyzing financial statements, and monitoring portfolio performance to ensure compliance with regulatory standards and internal risk policies. The analyst will work closely with relationship managers, senior risk officers, and the compliance team to develop risk mitigation strategies and provide actionable insights that drive sound credit decisions.

For more information, visit our main website https://mauritiusjobsearch.com.

Key Responsibilities

• Conduct detailed credit assessments for loan applications, including financial analysis, cash flow modeling, and industry risk evaluation.
• Prepare comprehensive credit reports and present findings to senior management and credit committees.
• Monitor existing credit exposures, identify early warning signs, and recommend corrective actions.
• Collaborate with relationship managers to structure appropriate loan terms and covenants.
• Ensure adherence to local regulatory requirements and HSBC Group risk policies.
• Maintain and update credit risk databases and dashboards for accurate portfolio tracking.
• Participate in stress testing exercises and scenario analysis to gauge portfolio resilience.

Required Skills

• Strong analytical and quantitative skills with proficiency in financial modeling.
• Excellent written and verbal communication abilities.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in risk management software and MS Office, especially Excel.
• Team‑player mindset with the capacity to collaborate across functions.
• Knowledge of Mauritian banking regulations and international Basel standards.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. A Master’s degree or professional certifications such as CFA, FRM, or CPA are highly desirable and will be considered an advantage during the selection process.

Experience

Applicants should have 3‑5 years of hands‑on experience in credit analysis, risk assessment, or related roles within a banking or financial services environment. Experience with corporate lending, SME credit, or retail loan portfolios will be particularly valuable.

Salary

The compensation package ranges from 800,000 to 1,200,000 SSP per annum, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and a retirement savings plan.

Benefits

• Comprehensive health and dental coverage.
• Retirement savings scheme with employer contributions.
• Annual performance bonus.
• Professional development allowance.
• Flexible working hours and remote work options.
• Employee assistance program.

Training

• Onboarding program covering HSBC risk frameworks and compliance standards.
• Continuous learning modules on credit risk analytics and financial modeling.
• Access to HSBC Academy for leadership and technical skill development.
• Mentorship opportunities with senior risk officers.

Working Environment

HSBC Mauritius offers a modern office environment located in the heart of Port Louis, equipped with state‑of‑the‑art technology and collaborative workspaces. The bank promotes a culture of diversity and inclusion, encouraging employees to bring their authentic selves to work. Employees enjoy a supportive atmosphere where innovation is rewarded and career progression is transparent.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed by the Talent Acquisition team, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment.

Explore related opportunities at https://www.kenyajobsearch.com/.

Equal Opportunity Statement

HSBC Mauritius is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.